Terms and conditions


IMPORTANT INFORMATION YOU NEED TO KNOW


These terms and conditions are a contract between you (“You,” “Your”) and Open Payment Technologies Ltd (The “Company,” “We,” “Us,” “Our”), which defines the terms and conditions on which We provide Our services to You (the “Agreement”). 

The Company is a company incorporated under the laws of the Isle of Man (136352C),and is licensed and regulated by the Isle of Man Financial Services Authority (FSA) to conduct Class 8 (2)(a) & (4) Electronic Money Transmission Services business. 

The Company operates its business using the product / brand name “Kuady” and throughout this Agreement your account will be referred to as the or your Kuady Account. This Agreement, along with the Fees and Limits page, Privacy Policy, Media policy, Cookie Policy form the entire legal Agreement between You and Us. Not all the services described in this Agreement are provided by Us. 

Some services are provided by third parties. It is important that You understand this Agreement before proceeding. 


KUADY PERSONAL ACCOUNT 


By entering into this Agreement, You confirm that You shall not use Your Kuady Account for business purposes.


APPLYING FOR AND REGISTERING YOUR KUADY ACCOUNT 


To apply for a Kuady Account:

 • You must be at least 18 years old. 

• To use Your Kuady Account, You will need to download the Kuady App on Your mobile phone. 

• When setting up Your Kuady Account, You must give Us accurate and true information about yourself. You will also need to tell Us of any changes to Your personal details as soon as possible, so that Our records stay up to date.

 • We may confidentially check the information You give Us or obtain information about You through third parties and or from secure databases.

 • By entering into this Agreement, You consent to Us or a third party on Our behalf carrying out these assessments and to obtain anymore information We might need to set up Your Kuady Account. Our Privacy Policy explains more about how We use your personal data for these and other purposes. When We have the information We need, We can decide to either accept or reject Your Application for a Kuady Account. 

• The currency of Your Kuady Account will depend on which Country You live in, Your “local currency” and in addition, US Dollars are also available on Your Kuady Account. 

• If We find out that the information, We hold about You is not correct, We may suspend Your Kuady Account until We can confirm the correct information. This is to protect us both.

 You cannot:

 • Open more than one Kuady Account. 

• Use a Kuady Account for business purposes. 

• Open a new Kuady Account if We have previously closed a Kuady Account in Your name. 


For the full Terms and Conditions, please click on the link below 


Read the full Terms & Conditions here

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